Who we are

For more than 30 years, we’ve helped thousands of businesses across the UK by bringing money into their businesses — not bureaucracy.

Our mission is simple: We’re here to help businesses like yours get the finance you need with as little fuss as possible.

Who we fund

We fund all types of businesses, of all sizes, across all sectors, as we treat each as application on their merits. Our minimum requirement is that you have been trading for 12 months.

Generally, we require a reason why you need finance and a recent set of business accounts, along with the usual identification documents. If you choose to go ahead with White Oak UK, we will conduct a credit search in order to meet our requirements as a responsible lender.

Why businesses like working with us

We’ve eliminated red tape from our own business, and we pass the benefits on to you. You’ll always speak to the same person, who will get to know you and your needs. And, because we’re not burdened by unnecessary paperwork or processes, we’re able to treat you as an intelligent human being. Not just a tick box on a form.

That’s why White Oak UK brings money into your business, not bureaucracy.

What’s more

As one of the UK’s largest independent provider of finance solutions for smaller business, we deliver excellence to our customers through our high levels of service and our no-nonsense approach to funding. As both a funder and a broker, we can deliver the most appropriate funding solutions available.

We’re proud of our 4.9 star rating on independent review site Feefo, reflecting our commitment to service and customer satisfaction.

As business loan specialists our aim is to maintain consistently high levels of service for our customers through a combination of technology and a personal approach.


"Supporting finance was achieved with little effort on our part. White Oak UK explained fully how they could support the company with short-term finance. With the supply of supporting evidence, the finance was easily achieved and was through in less than 3 days. We feel sure that should we have a large increase in expenditure due to increased orders, we would not hesitate to utilise their services again." - Platinum Engineering & Fabrications Ltd.
"Will White Oak UK become the ultimate financier, so I will not need to look anywhere else? To date White Oak UK have given me an impeccable service; understanding my needs and able to service my requirements. I hope the historical will influence the future." - Aries Ltd.