What is Responsible Finance?

Lending to not-for-profit businesses, charities, social enterprises and other community and voluntary organisations.

Responsible Finance

Responsible finance providers lend to not-for-profit businesses, charities, social enterprises and other community and voluntary organisations that can’t access finance from high street banks or other providers. Loans can be used to cover a range of companies and issues – so you might look for this type of finance if you’re starting up or even if you’re looking to bridge funding gaps.

Up to £100,000


Less than 5 Years


6% - 20%


* There is some grant funding available

Not for profit options at a Glance

60 Providers

There are currently around 60 responsible finance providers supporting customers in all regions of the UK, with each provider being unique and serving local needs.

Flexible terms

The terms are flexible and tailored to your circumstances. As with all other types of funding, it’s important to consider which one may be suited to you based on your requirements and the requirements of the lender.

Support and Training

As well as financing, Not for Profit / Social Enterprise lenders can also offer business support training and advice services.

Find out more

You can find more about Responsible Finance here or read case studies and find financing at findingfinance.org.uk

Your Resources

SME Funding Guide - Understand your options

Produced in association with our partners at KPMG Small Business Accounting.

Case studies – How we’ve helped

How Funding Xchange helps businesses access the finance they need on the best terms.

More questions? Get in touch

Call us on 020 3695 3206 or email for help researching your business funding.

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