Starling Bank

Who we are

Starling Bank is an award-winning, fully-licensed and regulated bank built to give people a fairer, smarter and more human alternative to the banks of the past. It offers personal, business, joint, children’s, teen, euro and dollar current accounts alongside a range of lending products. Starling also provides B2B banking and payments services through its Banking-as-a-Service model based on the proprietary technology platform that it uses to power its own bank. The Starling Marketplace offers customers in-app access to a selection of third party financial services. Headquartered in London, it has offices in Southampton, Cardiff and Dublin.

Who we fund

To date Starling has lent over £2bn and supported 55,000 UK businesses. We welcome a large range of businesses at Starling, from a variety of sectors and business size. There are some sectors and company types we can’t service, and so lend to, so businesses thinking about opening an account or with us or applying for a loan should double check this via our terms and conditions.

We currently offer loans of £25,001 to £250,000 through the Recovery Loan Scheme, and the businesses we tend to lend to can also clearly show evidence that the business is being well managed and the lending being applied for is affordable. All of our SME lending applications are assessed by our expert, UK-based team of Underwriters.

Why businesses like working with us

Starling provides an award winning Business Current Account that has no monthly fees, 24/7 customer support and an easy-to-use mobile app as well as online banking. It’s simple and quick to apply, so businesses are able to make use of the smart money management features to help save them time and money.

We also always listen to our customers, at the movement we are offering the Recovery Loan Scheme, but following this we have a pipeline of other lending products being developed to ensure we can offer a full banking solution for our customers.

Our Products

£25k-£250k Recovery Loan Scheme