lending

While business formation in the UK remains strong, reaching a record 5.6 million registered firms, access to finance continues to lag. Many businesses are borrowing to manage cashflow rather than to invest in growth, with affordability pressures, COVID-era debt, and higher interest rates reshaping demand. As cash reserves fall and rejection rates remain high, improving …

The UK economy is falling into recession during a period of political uncertainty, high energy, borrowing costs as well as a home-made fiscal crisis that is driving tightening of government spending just as an overheated economy is moving into reverse. As businesses are facing into these new challenges, they have less cash at hand and …