Our Lenders

DSL Business Finance is a not for profit lender pledging funds to ambitious small to medium sized businesses throughout Scotland.

Amongst others, DSL’s multi-purpose loans are accessible to:

• Entrepreneurs in the Highlands to expanding businesses in the Scottish Borders
• Business start-ups in Edinburgh to Social Enterprises in Glasgow
• Marketing growth programmes inspiring the widest social impact on Scotland’s economy
• Businesses needing short-term help to cover day-to-day operations

Since 1993, through over £8 million of loan funding, DSL Business Finance has helped over 800 businesses safeguard over 1200 jobs.

Established in 2004, Enterprise Answers is a local, independent organisation, providing a range of funding to businesses across the North, predominantly in Cumbria, Lancashire, Northumbria, County Durham and surrounding areas. Funding is available from £10,000 up to £100,000 for a variety of business needs including start-ups, expansions, equipment and premises.

Here at Esme our business is to support your business by offering simple, fast and fair lending when you need it. We created Esme because we believe that lending has become too complicated and too slow to support the needs of real people owning and operating real businesses.

We’re on a mission to help SMEs to achieve healthier cash flow.

We streamline the invoice financing process, using state-of-the-art technology. We also use real-time data to create a more accurate picture and avoid the lengthy delays of traditional financers. So, we can keep costs low and respond at lightning speed.

Finance For Enterprise is a not for profit company limited by guarantee which has been established for 30 years and provides loan funding and advice to new start, early stage and established businesses across South Yorkshire, the North Midlands and Mid/North Lincolnshire.

We are a Responsible Finance provider acting as an alternative source of loan finance for viable businesses unable to access mainstream funds and can also act as a gap funder as part of a wider finance package. Applicants with weak credit reports (either for the business or the owner) may also be considered.

Loans are available up to £150,000 which can be used for working capital to provide improved liquidity or to support growth and development projects and asset purchase. All sectors are eligible and loans are available to sole traders, partnerships, limited companies and limited liability partnerships.

Finance For Enterprise offer the Term Loan variant.

First Enterprise are a responsible finance provider in the East Midlands and South East Midlands.

First Enterprise strives to create funding routes and support for businesses and entrepreneurs who may not be able to access funding through traditional methods.

First Enterprise offer the Term Loan variant.

For your working capital requirements, aiding your business expansion, or cross-border trade, we want to help you achieve your business goals whether you’re an emerging or existing business.

We opened our doors for business at the beginning of 2014 and have made it our mission to provide small businesses with the sort of borrowing experience that’s usually reserved for banks’ big corporate clients. Flexibility is literally in our name; it’s a high priority – whether it’s making sure the client gets exactly what he/she needs, or different people in our business all pitching in to get things done. Additionally, our business is driven by transparency and personal relationships. We think they’re essential elements for any lender.

We only do small business loans, so we’ve tailored our service to fit your needs. Apply online in just 10 minutes, you’ll then get a dedicated Account Manager as your single point of contact and a decision in as little as 3 hours. No hassle, no business plans, just straightforward finance that works to your schedule.

Furlough Finance is a financial service product developed to respond to the demand of UK companies companies during the COVID-19 Crisis. Part of Merchant Finance Ltd. Furlough Finance are official UK business loan service providers. Our UK underwriting team have years of both consumer and business finance lending expertise.

GC Business Finance is a leading not-for-profit alternative business finance provider. It prides itself on ensuring that businesses have access to the finance they need, through a wide range of products and embedded business support in the North West of England and across the UK. GC Business Finance (formerly Business Finance Solutions) was established in 2002 with a brief to provide professional and service-focused finance options for businesses that have been unable to obtain funding through a mainstream lender. Through growth and developing its finance offering, it provides term loans between six months and seven years together with access to equity funding to £2,000,000, and has now lent over £230m to 17,000 businesses across the UK through a variety of funds. These include the Northern Powerhouse Investment Fund, Start-Up Loans, Business Growth Loans and the Greater Manchester Export Fund. As the finance arm of The Growth Company, GC Business Finance works with thousands of ambitious businesses to help them to grow, thrive and create jobs. The Growth Company is a national-not-for-profit company, helping businesses, people and places to achieve transformational growth by boosting employment, skills, investment and enterprise for the benefit of all.

At Genesis we understand that when you choose a finance provider you want to deal with people who recognise your business requirements, have experience of delivering tailored financial packages, and are prepared to be flexible in their thinking. Based just outside Manchester, with clients across England and Wales, we are an independent, family-run lender. Being family-run means that your requirements will be dealt with by an individual who has the flexibility to deliver the solution your specific business requires. We provide hire purchase, leasing and refinance facilities to companies looking to invest in equipment or raise cash from equipment they already own. We work with owner-managed businesses to support them survive, thrive and grow by providing finance. We fund businesses that don’t fit a generic ‘tick box’ model, that have a story to tell and just need someone to understand their situation

At HSBC we could help your business grow with our range of credit and lending facilities. If you’re a limited company, sole trader or partnership business, you can choose a fixed or variable business loan with repayment terms to suit you. The Flexible Business Loan can provide funding for a range of business needs including working capital, asset purchase or business expansion plans. Our Small Business Loans have fixed interest rates for lending between £1,000 and £25,000.

inFund is an established finance provider that supports SMEs through the provision of flexible and affordable short-term credit via a multi-drawdown facility. Our unique approach to assessing your business means we can offer facilities attuned to the day-to-day activity of it, rather than focusing on outdated filed accounts and without penalising you for not having collateral for security. We understand the needs of SMEs and we cater for those needs.

Investec offers distinctive banking services with a refreshingly human approach. 24/7 Client Service. Global Asset Manager. International Banking. Types: For Individuals, For Intermediaries, For Businesses.

Invocap is here to offer financing that grows as you do. We are a group of professionals with backgrounds from some of the largest finance and technology institutions in the world and our mission is to make business financing simpler.

iwoca offers a new type of credit facility for small businesses, allowing them to take advantage of opportunities previously only available to their larger peers. From placing larger stock orders to bridging cashflow gaps, we believe that access to finance is crucial to driving business growth. Chris and James founded iwoca in May 2012. Since then, iwoca has grown to a team of over 60 based in Central London. We have already lent over £400 million to businesses across Europe.

We’re your alternative to a bank overdraft or business loan.

Just Cash Flow PLC is a responsible specialist lender to UK Businesses. We offer flexible funding solutions to businesses to help them manage cash flow.

This means you can concentrate on running your business and not how you finance it. We work with you supporting your longer term funding challenges. And we lend our own funds.

Let’s Do Business Group is the leading provider of business advice, training, access to finance and business events in the South East.

Let’s Do Business Group works directly with businesses, and they also contract with a range of public and private sector partners to deliver projects and contacts — worth more than £10 million over the last 10 years.

Whether you’re a start-up seeking finance and support to kick-start your new venture or an established business looking to scale-up and expand your services, they can help.

Let’s Do Business Group is an accredited lender under the British Business Bank’s Enterprise Finance Guarantee and Start Up Loans programmes.

Liberis has supported thousands of businesses with their simple, flexible and transparent funding. They understand small businesses and are dedicated to helping them throughout their growth cycle, which is why over 70% of applications are approved and 80% of Liberis customers choose to renew. Liberis are also proud to be supported by the UK Government-owned British Business Bank Investments, and to be the only recommended Business Cash Advance provider listed on Gov.uk.