Who they are and the products they have to offer
Fast, Flexible unsecured lending is what 365 Business Finance offers to business owners. A business or merchant cash advance is designed to help business owners deal with everything from unplanned expenses through to refurbishment and equipment purchases. Repayments are based on the debit and credit card transactions a business will process in any given month, and as such no pressure is placed on the cash flow of the business, but to qualify, a business must transact a minimum of £5,000 through a card terminal.
The application process is simple and streamlined, with approvals in principle being communicated within 24 hours. No security or business plan is required to progress an application and 365 Business Finance has a 90% approval rate.
Allied Irish Banks, p.l.c. is one of the so-called Big Four commercial banks in Ireland. AIB offers a full range of personal and corporate banking services. AIB Capital Markets is the division of the company that offers international banking and treasury operations.
Aldermore Bank provides financing to support UK small and medium sized enterprises (SMEs), and supports investors and homebuyers with mortgage finance, while offering a dynamic online savings proposition. They serve their customers and intermediary partners online, by phone, and face to face through eight offices in the UK.
Established in 2009, Aldermore has grown significantly. In March 2018, Aldermore Group became part of FirstRand Group, the largest financial services group in Africa by market capitalisation. At the end of December 2019, Aldermore Group lending to customers stood at £12.0bn.
Allied Irish Bank (GB) is a niche, sector focused business bank which
specialises in delivering relationship driven service to medium to large sized businesses who typically turnover £10m and above.
Operating across the UK and Ireland, Arkle funds a wide array of business equipment, as well as specialist products covering marine and aviation
A subsidiary of Weatherbys Bank we are part of a group with 250 years pedigree so you can have confidence in our longevity and access to competitive funding supported by ethical policies.
AskIf is a new lender to smaller companies based in the UK. We combine the use of technology with a friendly ‘human’ engagement model. This helps us approve loans to many borrowers, including those unable to secure a loan from mainstream lenders. You can find information about us at www.askif.co.uk. The AskIf approach to finance is different and for good reason. We’ve put people at the heart of what we do to drive real change for ambitious small businesses. We became frustrated by other lenders holding back the growth of small businesses due to inflexible rules and a focus on the past rather than on what’s ahead. Inclusivity is core to everything we do and we focus on the future potential of the businesses we support. We believe people come first. Our technology and process unlocks funding where others cannot. Too often credit-worthy businesses are failing to secure the funds they need to grow. Unlike mainstream lenders, the AskIf approach is not over-reliant on algorithm-driven thinking. We like to get to know our customers and to understand the needs of their business, this enables us to turn a no into a yes. It is our mission to foster entrepreneurship and help grow the UK economy, we were in the first group of lenders accredited to deliver CBILS in March 2020, a clear testament to our role in helping UK SMEs when they need it most.
Coronavirus Business Interruption Loan (CBILS)
Bank of Ireland UK as a key part of the UK banking and finance sector is committed and has the capacity to support viable businesses with their cashflow and investment needs.
The Government CBILS scheme is an important additional solution for situations where lenders are unable to support SMEs on normal terms to provide help to businesses to manage through the cashflow pressures businesses may experience as a result of the Coronavirus outbreak.
Bank of Ireland UK is an accredited lender under the British Business Bank’s CBIL scheme for term loans and overdrafts facilities.
If we can offer finance on normal commercial terms without the need to make use of the scheme we will do so.
The Bank of Scotland plc is a commercial and clearing bank based in Edinburgh, Scotland. With a history dating to the 17th century, it is the fifth-oldest extant bank in the United Kingdom, and is the only commercial institution created by the Parliament of Scotland to remain in existence.
Barclays is a transatlantic consumer, corporate and investment bank offering products and services across personal, corporate and investment banking, credit cards and wealth management, with a strong presence in our two home markets of the UK and the US.
BCRS Business Loans supports the growth of viable small and medium sized businesses in the West Midlands and environs that are struggling to access finance from traditional lenders. With a range of Business Loan Funds available, we provide loans from £10,000 to £150,000. Small businesses are at the heart of what we do; we believe in what they do. Offering a relationship-based approach to lending, we are able to support local businesses and the communities they serve in ways that few other lenders can.
Bibby Finance has provided over £483m to over 7,000 businesses across the United Kingdom. We have a long and successful record of partnering with all types of businesses, from small start-ups to big enterprises. Bibby finance can provide a wide range of funding solutions, from trade finance, to asset leasing to invoice finance. We provide a personalized service, designed precisely for the needs of your business.
The Business Lending Exchange team has over 30 years’ experience in business finance. We are passionate about helping small business owners find vital finance. We specialise in asset-based lending providing funding for new-start and small businesses.
At Capital on Tap we provide small businesses with credit facilities up to £50,000. Our flexible credit facility requires you to make a simple minimum payment once a month and you can repay as soon as you like or top-up during the life of your facility. You only pay interest for the funds you have drawn. Whether you need to pay a supplier, redecorate or simply require working capital, our flexible facility is here to help you grow your business.
Cashplus is a leading specialist UK digital challenger to banks for small businesses. Offering faster, smarter, simpler banking services for the entrepreneurs, independent businesses and consumers that power the UK economy, yet are too often overlooked by high street banks.
Clydesdale and Yorkshire Banks are committed to supporting successful and ambitious SMEs meet their growth objectives, both domestically and in export markets.
The Bank’s team of experienced relationship managers, many of whom specialise in particular sectors and operate from a UK-wide network of Business and Private Banking Centres, are on hand to provide tailored finance solutions.
Clydesdale and Yorkshire Banks were the first to partner with the British Business Bank to deliver its ENABLE Guarantees scheme. Under the agreement, the Banks will provide up to £125m of new lending to SMEs from across the UK which will be available via a number of funding packages.
As part of Clydesdale and Yorkshire Bank’s ongoing commitment to growing small businesses, the Banks also support the Enterprise Finance Guarantee scheme.
Loans of up to £1.2m are available to businesses, with 75% of the balance being guaranteed by the Department of Business, Innovation and Skills and the borrower remaining liable for 100%.
The scheme not only applies to new loans but can also be used to restructure existing overdraft balances held with the Banks. This allows additional working capital to be freed up, while also maintaining an overdraft of an equivalent or reduced level.
Applications are welcomed from new and established UK businesses with a turnover of up to £41m looking to borrow between £25,000 and £1.2m. Repayment periods of up to 10 and five years are available for sums up to £600,000 and £1.2m respectively.
Compass Business Finance is an independent company specialising in the provision of asset-based finance to the print, packaging and engineering sectors.
Compass have seen year-on-year growth since they were established in 2005, by brothers, Mark and Jamie Nelson. Working with a wide range of companies, Compass guide their clients through the financial decision-making landscape. They are committed to providing a consistent service and complete peace of mind, through ongoing business relationships.
Compass Business Finance is a member of the Finance and Leasing Association.
COUNTY FINANCE GROUP is an independent finance house that lends its own money. We are NOT brokers or intermediaries, we are NOT part of a huge conglomerate and do NOT have a call centre. We ARE very experienced in what we do, and we ARE passionate about creating a long term relationship with our customers.
Coutts Commercial bank serves the businesses of private banking clients of Coutts.
With particular specialism in key areas for its private clients, such as Media, Film & TV, and Commercial Real Estate, the bank offers a wide range of specialist banking services.
Cynergy Bank, previously known as Bank of Cyprus UK, has provided services to business customers in the UK since 1955. It was rebranded as Cynergy Bank in December 2018 following the acquisition of Bank of Cyprus UK by Cynergy Capital Limited.
Danske Bank is the trading name of Northern Bank Limited, and is a wholly owned subsidiary of Danske Bank A/S, the largest bank in Denmark and one of the leading financial enterprises in northern Europe. The Bank is a full service retail bank operating mainly in Northern Ireland, and has had a presence in the Northern Irish community since it was first established early in the nineteenth century. This heritage, allied to a significant market share in both the personal and business sectors and a physical presence in the major cities and towns, makes it a brand with high levels of consumer awareness.