Shawbrook Bank


Who we are

Shawbrook is a specialist UK savings and lending bank founded in 2011 to serve the needs of SMEs and individuals in the UK with a range of lending and saving products. We are a growing UK specialist bank that challenges the conventional approach of the mainstream banks, with our thoughtful and good-sense approach to the way we do business.

Who we fund

Offering a range of finance facilities including hire purchase, leasing, sale and leaseback and refinance, we can arrange finance for commercial vehicles and car rental fleets, recovery trucks and haulage, media and audio visual equipment and machinery, plant, construction and recycling equipment.  We also have specialist teams focused on the Agriculture, Aviation, Commercial Marine, Healthcare, Sustainable Energy and Technology sectors. 

Why businesses like working with us

With short reporting lines, access to key decision makers and specialist knowledge across a range of sectors and products, customers choose Shawbrook for our expertise, speed, flexibility and certainty.

Our Business Finance division serves a diverse population of SMEs through a varied set of specialist products designed to cater for clients’ funding needs.

Our teams have extensive experience and take the time to fully understand each client’s requirements, making onsite visits where suited. Drawing on our asset and industry knowledge and product flexibility, we structure bespoke solutions to meet the objectives of each business.  

What types of business/purposes the product is best for

Shawbrook Bank offers Asset Finance to UK based businesses/ unregulated customers. To support businesses looking to acquire, upgrade or refinance business assets such as technology, equipment, vehicles, plant or machinery

What happens next and what documents should be provided

Shawbrook would need details of the asset being purchased, including the model, age and any other important information. To do full due diligence Shawbrook requires your latest accounts, management information and bank statements covering the latest 3 months of trade. Once the information has been received you will be designated your own Relationship Manager who will help to take your application forward.  

FAQs

  • Q: Are there any setup fees?
  • A: Setup fees may apply, this will be discussed during the application process.

  • Q: Can I repay early?
  • A: Early repayments may be permitted, this will be discussed during the application process.

  • Q: Can I borrow all the value of the asset?
  • A: Yes. Loan to Value (LTV) can be up to 100% of the invoice amount excluding VAT.

  • Q: What assets will you lend against?
  • A: We can consider any asset as long as it can be clearly identified and has a residual value.

  • Q: Do you require any additional security?
  • A: We are able to provide funding with no need for additional security. If additional security is required your Relationship Manager will let you know as early in the process as possible.

Our Products

Asset Finance (£10k-£1.25M)

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