Whether it’s to pay for stock, get through a slow month or fuel high growth, small businesses often require funding to survive and thrive. Yet, the traditional funding options have long forms, slow response times, opaque fees and rigid underwriting criteria. We’re here to solve that.
Our technology allows millions of businesses to access funding painlessly. Our quick and simple application to access competitive funding allows business owners to get back to what they love, their business.
Capital on Tap has provided over £2 billion to help more than 120,000 UK businesses grow, and we are just getting started. Today, we provide business credit cards and loans but as the needs of our customers evolve, our product will too. However, our end goal is always the same: building simple tools for real world businesses to achieve great things.
We offer two business credit cards to customers:
Capital on Tap Business Credit Card – Free
Capital on Tap Business Rewards Credit Card – £99 / year
We provide SME limited companies and LLPs with credit facilities of up to £150,000. Customers are rewarded with funding rates as low as 0.79% per month based on repayment behaviour, whilst having access to their funds in minutes.
The quick and easy online application processes, instant decisions and quick access to funds bring our customers to us. They stay for uncapped 1% cashback, flexible fund usage (drawdown as cash, or spend on your card), account management portal, accounting platform integrations, and outstanding customer service.