Our Lenders
Fast, Flexible unsecured lending is what 365 Business Finance offers to business owners. A business or merchant cash advance is designed to help business owners deal with everything from unplanned expenses through to refurbishment and equipment purchases.
Repayments are based on the debit and credit card transactions a business will process in any given month, and as such no pressure is placed on the cash flow of the business, but to qualify, a business must transact a minimum of £5000 through a card terminal.
The application process is simple and streamlined, with approvals in principle being communicated within 24 hours. No security or business plan is required to progress an application and 365 Business Finance has a 90% approval rate.
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Allied Irish Bank (GB) is a niche, sector focused business bank which specialises in delivering relationship driven service to medium to large sized businesses who typically turnover £10m and above.
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Bank of Ireland UK provide simple, flexible, financial services to UK customers both directly and through partnerships with well-known UK brands.
Barclays is a transatlantic consumer, corporate and investment bank
offering products and services across personal, corporate and
investment banking, credit cards and wealth management, with a strong
presence in our two home markets of the UK and the US.
BCRS Business Loans supports the growth of viable small and medium
sized businesses in the West Midlands and environs that are struggling
to access finance from traditional lenders. With a range of Business
Loan Funds available, we provide loans from £10,000 to £150,000.
Small businesses are at the heart of what we do; we believe in what
they do. Offering a relationship-based approach to lending, we are
able to support local businesses and the communities they serve in
ways that few other lenders can.
Bibby Finance has provided over £483m to over 7 000 businesses across
the United Kingdom. We have a long and successful record of partnering
with all types of businesses, from small start-ups to big enterprises.
Bibby finance can provide a wide range of funding solutions, from
trade finance, to asset leasing to invoice finance. We provide a
personalized service, designed precisely for the needs of your business.
At Capital on Tap we provide small businesses with credit facilities
up to £50, 000. Our flexible credit facility requires you to make a
simple minimum payment once a month and you can repay as soon as you
like or top-up during the life of your facility. You only pay interest
for the funds you have drawn. Whether you need to pay a supplier,
redecorate or simply require working capital, our flexible facility is
here to help you grow your business.
Lending directly from our own resources, we are staffed with friendly and knowledgeable industry experts, who ensure that we provide the most competitive, flexible and innovative funding solutions available. We focus on providing an individual service, by listening to our customers’ requirements and working with them, to provide precisely what they want. We work directly with all customers, be they a new start venture or a longer, more-established business and also with a growing number of partners, brokers, equipment suppliers and manufacturers.More info
Danske Bank is the trading name
of Northern Bank Limited, and is a wholly owned subsidiary of
Danske Bank A/S, the largest bank in Denmark and one of the
leading financial enterprises in northern Europe. The Bank is a
full service retail bank operating mainly in Northern Ireland,
and has had a presence in the Northern Irish community since it
was first established early in the nineteenth century. This
heritage, allied to a significant market share in both the
personal and business sectors and a physical presence in the
major cities and towns, makes it a brand with high levels of
consumer awareness.
The Development Bank of Wales helps businesses get the capital they need to start up, strengthen and grow. There’s funding available for businesses of every shape, size and stage. If you’re eligible and ready for investment, you have lots of options. We offer a range of finance including micro loans from £1,000 up to £50,000. We are flexible across sectors and can back your business whether it’s a start-up or established, secured or unsecured. We offer a fast-track service for loans up to £10,000 for businesses that have been trading for over two years with a decision made in two working days.
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Here at Esme our business is to support your business by offering simple, fast and fair lending when you need it. We created Esme because we believe that lending has become too complicated and too slow to support the needs of real people owning and operating real businesses.
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First Trust Bank provides a range of retail, business and corporate banking services from retail outlets and business centres based throughout Northern Ireland. First Trust Bank is the Northern Ireland trading name of AIB Group (UK) plc, a subsidiary of Allied Irish Banks plc. The Allied Irish Banks plc group’s core banking markets are in the Republic of Ireland, Great Britain and Northern Ireland.
At First Trust Bank we can help you find a flexible solution to your working capital needs. We understand that through various life stages, including the growth and expansion of your business, you need help financially.
For your working capital requirements, aiding your business expansion, or cross-border trade, we want to help you achieve your business goals whether you're an emerging or existing business.
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We opened our doors for business at the beginning of 2014 and have
made it our mission to provide small businesses with the sort of
borrowing experience that's usually reserved for banks' big corporate
clients. Flexibility is literally in our name; it's a high priority -
whether it's making sure the client gets exactly what he/she needs, or
different people in our business all pitching in to get things done.
Additionally, our business is driven by transparency and personal
relationships. We think they're essential elements for any lender.
We only do small business loans, so we've tailored our service to fit your needs. Apply online in just 10 minutes, you'll then get a dedicated Account Manager as your single point of contact and a decision in as little as 3 hours. No hassle, no business plans, just straightforward finance that works to your schedule.
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At HSBC we could help your business grow with our range of credit and lending facilities. If you're a limited company, sole trader or partnership business, you can choose a fixed or variable business loan with repayment terms to suit you. The Flexible Business Loan can provide funding for a range of business needs including working capital, asset purchase or business expansion plans. Our Small Business Loans have fixed interest rates for lending between £1,000 and £25,000.
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inFund is an established finance provider that supports SMEs through the provision of flexible and affordable short-term credit via a multi-drawdown facility. Our unique approach to assessing your business means we can offer facilities attuned to the day-to-day activity of it, rather than focusing on outdated filed accounts and without penalising you for not having collateral for security. We understand the needs of SMEs and we cater for those needs.More info
Investly provides single invoice financing to small businesses in the United Kingdom. We know that long payment terms are crippling for SMEs. So we allow SMEs to sell invoices to investors in as few as two days. Business owners can use Investly to finance one or many invoices -- there are no hidden fees and we don't tie businesses into long contracts.
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Invocap is here to offer financing that grows as you do. We are a group of professionals with backgrounds from some of the largest finance and technology institutions in the world and our mission is to make business financing simpler.
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iwoca offers a new type of credit facility for small businesses,
allowing them to take advantage of opportunities previously only
available to their larger peers. From placing larger stock orders to
bridging cashflow gaps, we believe that access to finance is crucial
to driving business growth. Chris and James founded iwoca in May 2012.
Since then, iwoca has grown to a team of over 60 based in Central
London. We have already lent over £400 million to
businesses across Europe.
We're your alternative to a bank overdraft or business loan. Just Cash Flow PLC is a responsible specialist lender to UK Businesses. We offer flexible funding solutions to businesses to help them manage cash flow. This means you can concentrate on running your business and not how you finance it. We work with you supporting your longer term funding challenges. And we lend our own funds.
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Liberis has supported thousands of businesses with their simple, flexible and transparent funding. They understand small businesses and are dedicated to helping them throughout their growth cycle, which is why over 70% of applications are approved and 80% of Liberis customers choose to renew. Liberis are also proud to be supported by the UK Government-owned British Business Bank Investments, and to be the only recommended Business Cash Advance provider listed on Gov.uk.
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Lloyds Banking Group is the leading provider of financial services to individual and business customers in the UK. Our main business activities are retail and commercial banking, general insurance, and long-term savings, protection and investment. We provide our services under a number of well-recognised brands including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows and through a range of distribution channels including the largest branch network and digital bank in the UK.
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At Marketinvoice we offer savvy growing businesses a new type of
invoice finance. We help our clients access funds tied up in
outstanding invoices, but we're not the invoice factoring you may know
about. Businesses can sign up, sell an invoice and draw down funds all
in the same day. There's no more need to wait 120 days for customers
to pay. We are a dedicated group of tech-lovers and industry
professionals with the common goal of providing fast, flexible finance
with a minimum of fuss. To date we have helped businesses trade over
£850m invoices to help UK businesses access working capital.
At Metro Bank SME Finance, our invoice finance and asset finance solutions put the customer at the heart of everything we do. We offer unparalleled levels of service and convenience and are continually reinventing the rules of banking, making every effort to remove all stupid bank rules from our services. A champion of small businesses, we are passionate about providing Invoice Finance and Asset Finance services that make a difference. We have an unswerving belief in adding customer value and a never-ending goal to surprise and delight our customers.
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NatWest serves 14m customers in England and Wales, supporting them with their personal, private and business banking needs. We have loaned more to businesses than any other bank in the last year and over 1 billion log-ins to the app every year. Alongside a wide range of banking services, NatWest offers businesses specialist sector knowledge in areas such as manufacturing and technology.
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Optimum aims to stand apart from the crowd. It delivers creatively structured invoice finance facilities, in the fastest and easiest way possible, simplified for the client by using state of the art technology. No red tape, no bureaucracy, just rapid cash flow funding – made easy!More info
At Royal Bank of Scotland we're committed to supporting British businesses grow. Our Small Business Loans, variable rate and fixed rates loans can give your business the flexibility it needs. Borrow from £1,000 up to £35,000 at a fixed rate. You know how much you'll pay each month, allowing you to manage your cash flow in line with your plans. Terms ranging from one year, up to ten years. Suitable for most types of small to medium sized businesses- from sole traders to partnerships and limited companies.
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Our selective single invoice finance (aka “spot-factoring”) is provided through our credit control platform. We provide the benefits of factoring but you stay in control of the credit control and only pay for the finance that you use. Satago Invoice Finance is a confidential service and if you don’t finance any invoices then there is no charge.
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Spotcap offers fast, flexible and transparent finance, allowing you to focus on what matters – growing your business. We provide unsecured business loans up to £350k. Our application process is entirely online and can take as little as 15 minutes. No business plans or unnecessary paperwork needed.
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We’re a subsidiary of the British Business Bank and deliver the Government’s Start Up Loans programme providing finance and support for businesses who struggle to access other forms of finance. We work with a national network of Delivery Partners who are based across England, Wales, Scotland and Northern Ireland. In addition to helping applicants prepare their business plan and cash flow forecast, our Delivery Partners are responsible for assessing final applications and providing ongoing mentoring support to successful applicants.More info
For more than 40 years, we've been going to great lengths to find
financial solutions that meet our clients' individual needs. Over the
years, our services diversified and our portfolio of brands expanded
to reflect increasingly competitive markets and customers’ changing
needs. Many brands serviced niche markets, giving us a wide range of
innovative products.
Thinking of buying new equipment for your business? Boost your finance with a business loan from Ulster Bank. We let you structure your repayments to suit your business needs and offer the flexibility to reduce your borrowing at any time during the term of your loan. Borrow from as little as £1,000. Maximum term available is 15 years.
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We are an SME-friendly finance provider with ample funds to lend at
competitive rates. Over the last 13 years we've developed a
comprehensive range of innovative products which means we can help
almost any business, no matter what the situation or industry, and
tailor a solution that sits comfortably with their needs.
As the largest independent provider of finance to small businesses and the UK’s no.1 non-bank business lender on Feefo, we have a wealth of knowledge and strive for excellence in all we do. Strong values and customer-focused principles are at the heart of our business.
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