Digital triage for SME lending

Real-time assessment of customer eligibility and affordability to drive qualified indicative offers across all SME lending products.

Digitising the assessment of eligibility and
affordability in SME lending

Delivering best-in-class customer experiences and transforming cost-to-serve.
Embedded Lending delivers API-led solutions deployed as a service by banks and lenders to digitally triage customers.

Single digital journey that drives customer assessment

Digital, self-serve access to banks' own lending solutions

Instant referral to a custom panel of lenders where appropriate

Lending solutions integrated with banks' own technology stack

Access to non-debt finance solutions for ineligible businesses

Digital triage transforming operational effectiveness

Remove up to 80% of ineligible applications without manual intervention and direct customers to viable alternatives.

Consistent, accurate indicative offers driving high conversion

Configure eligibility and affordability in real-time for accurate credit assessment across all products.

Integration with existing technology to deliver fast money-out

Enable seamless origination through integrating with decisioning, origination and CRM solutions.

Live access to data for in-journey assessment of customers

Use our existing integrations with CRAs, Open Banking, management accounts, CCDS data and analytics support.

Referral solution to provide positive customer outcomes

Offer ineligible customers access to alternative solutions from a custom panel of lenders and non-debt solutions.

Analytics to optimise proposition and benchmark performance

Leverage our leading data service to profile customers, explore funding needs and drive operational performance.

Lending. Digitised.

Deliver the right lending propositions to the right customers

Enable the effortless set up and configuration of SME lending products, driving integrated access to serve up the right funding solutions for a customer’s need.

Offer leading digital customer experience

Deliver the self-serve solutions that business customers are seeking: access to funding in under three minutes, easy to understand application process and products explained to help businesses make the right decisions for their specific situation.

Reduce time-to-launch and delivery risk

Leverage proven technology provided as a service to drive business impact immediately, helping lenders transform their customer propositions and minimise internal delivery costs.